Best Budget App Lives Up to Its Name

One thing you will discover pretty quickly if you go looking for a personal budgeting application is that there are literally dozens to choose from. Many are free while others are paid, some are simple while others come with more bells and whistles than the average person needs, and far too many seem to be in beta testing, full of bugs that negate all the time you spent inputting data. What you’ll figure out in fairly short order, however, is that there aren’t too many apps of this ilk that are actually good enough to download and use to track your monthly expenses. All you have to do is check the ratings and reviews and you’ll find that very few are appreciated by users. Luckily, the aptly named “Best Budget” is one application that seems to live up to its name, providing users with the simple tools and easy functionality needed to keep a basic household budget in order.

This app is free to download for your iPhone, iPad, or iPod Touch and while the interface is fairly simple, you’ll find that there are plenty of tools and options for you to track money coming and going. For starters, you can create unlimited budgets for income and expenses. So if you have two household incomes, plus money from investments, as well as an annuity from a structured settlement, just for example, you can add them to your overall budget (whereas some apps only give you a set number and make you pay for more entries). And of course, you can input all of your monthly expenses.

From there you start to customize. For example, you can set recurring bills so that you don’t have to input the amount each month, or you can add a date range for payments that will occur over a set period of time (like a car loan). You can also select categories like house, car, utility, food, and so on for easier perusing of your list.

From there you can add transactions to show when bills have been paid and roll money over from income to expense, or roll extra over into the next month. This will help you to see at a glance what you have paid for the month, which account it came from, how much is left to spend, and how much you still owe. And of course, you can set reminders so that you’re never again late on a bill payment. You can also search transactions if you need to refer back to them and you can view and export reports by date range in order to see how your budget shapes up over the course of, say, a year.

Now, this app isn’t meant for professional use, and some users have bemoaned the lack of features like a photo input for receipts. Best Budget is meant to provide a simple way for the average adult to track household income and expenses, and it does just that. It won’t provide you with loan quotes, attach to your bank account, or find a structured settlement buyer. But according to the majority of users it is simple, reliable, and it provides them with the tools they need to get the job done. That’s more than you can say for most of the budgeting apps out there.

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